Privacy Policy

Summit Mortgage Corp. Privacy Policy and Terms of Use

Notice of Privacy and Security
At Summit Mortgage Corp., our primary focus is on empowering you to meet your homeownership goals through an unparalleled variety of products and services. The purpose of this section is to explain how Summit Mortgage Corp. protects and uses your personal information when and after you obtain a home loan from us. We want you to know that information given to us is safe, secure and used in a responsible manner.

YOUR PROTECTION IS OUR PRIORITY

The type of information we collect:
Throughout the process of you obtaining a mortgage loan with us, we collect nonpublic personal information about you from several sources. Some of these sources are:

  • Information we receive from you on mortgage loan applications and other forms (such as your phone, social security and account numbers, assets, income and employment history).
  • Information about your transactions with other lending institutions or creditors (such as your loan balances, payment histories and other account information) Information we receive from third parties (such as from a credit reporting agency that addresses your creditworthiness and credit history).
  • Information we obtain from others to verify the information you have provided to us (such as your employment history and other relationships with third parties).
  • Information collected from our Internet web sites (such as information you provide to us and information necessary to manage your online session with us).

 

Our disclosure of such information:
We do not disclose any nonpublic information about you to anyone, except as permitted by law or permitted by you.

Permitted by law:
By way of example, we are legally permitted to share nonpublic personal information with affiliated Summit Mortgage Corp. companies that provide administrative and servicing functions for your loan. Additionally, we are legally permitted to share nonpublic personal information with third parties such as credit reporting agencies, federal and state regulators and loan investors, relative to matters such as originating, processing, and closing or servicing your mortgage loan, validly issued subpoenas, quality control investigations, an audit or other examination, or the sale of your mortgage loan to another institution.

Permitted by you:
Further, and to make additional products and services available to you, often at substantial savings, we may prudently share some nonpublic personal information about you with certain business partners under agreements requiring that such information be kept confidential. By way of example, we may periodically extend offers to you that pertain to real estate brokerage services, insurance, credit cards, home furnishings and accessories, home security systems, utility hookup service facilitators and the like. If you decide to pay off your mortgage loan with us, or your relationship becomes inactive, we will continue to treat the information we have collected about you in accordance with this Notice.

Key reasons to feel secure at Summit Mortgage Corp.:

  • Technology leader using sophisticated, industry-leading data-encryption software
  • Physical safeguards and quality controls help ensure the security and confidentiality of our customers' personal financial information
  • Responsible information-sharing within the Summit Mortgage Corp. family of companies allows us to save you time and offer valuable financial products and services
  • Well-respected, carefully screened companies contract to maintain the confidentiality of your information when offering special benefits, discounts and conveniences that may otherwise be unavailable
  • Choice and control over information use
  • A database to honor our customers' privacy preferences across the Summit Mortgage Corp. family.
  • Well-trained employees committed to keeping your personal information secure

If you have any questions about our privacy policy, please send an email message to: kevins@go-summit.com.

In today's ever-changing, competitive market, opting out may mean missing timely information about money-saving products and services that help you accomplish your homeownership or other financial goals. It's something to think about carefully. We don't want you to miss out on any opportunities.

Our commitment:
We will continue to maintain our dedication to protecting your privacy.